We all earn money with the hope that it helps us live the life we actually want. For some people that’s travel and adventure, for others it’s a dream home, and for many it’s simply a sense of financial peace and being able to cover everyday life without stress.

The choices we make about where we invest our money are what determine whether we get closer to that life or further from it.

Now, this isn’t another post recommending the “hottest stock picks” or the latest crypto bet. Instead, let’s talk about the 4 best ways to invest your money so you get the most value out of it, BOTH financially and personally.

1. Invest in Wealth Building Assets

Invest your money into wealth generating and income producing assets. In other words, into investments that provide your money the opportunity to continue to grow without you having to exchange your time (or at least too much of your time) for money.

Examples of wealth building assets include:

• The stock market (index funds, ETFs, retirement accounts—see my post on the 4 Best Ways to Invest in Stocks)

• Real estate (rental properties, REITs, or even your primary home)

• Business ownership (building equity in your own company or investing in others)

These are the types of investments that compound over time and give you financial leverage.

2. Invest in Your Health

Here’s the truth: money doesn’t mean much if you don’t have the health to enjoy it. If you neglect your body today, you’ll likely pay for it tomorrow in medical bills, medications, or limited mobility.

Investing in your health can look like:

• Preventive care and regular check ups

• Prioritizing exercise and movement

• Quality food that fuels your body and doesn’t weigh it down

• SLEEP and managing stress

Think of it this way: taking care of yourself today is one of the best financial moves you can make for your future self because who wants a lot of money, when you can’t even enjoy it?

3. Invest in Your Joy

Sounds a little full of fluff, but it’s so important. Invest in what makes you happy!!

Too often, we spend money on things that don’t actually matter to us, like stuff we don’t need, or worse, stuff that’s meant to impress other people.

Instead, invest in what adds value to your life. That could be:

• Travel and new experiences

• Trying new things or reading new books

• Home decor or learning about other hobbies

• Giving back to your community

Whatever it is, you work hard for your money – find the joy in it! Use it to build a life that lights you up, not one that just looks good on the outside.

4. Invest in Things That Buy Back Your Time

As life gets busier with kids, work, and responsibilities piling up, you’ll realize time is often your most valuable resource. And sometimes the smartest financial move is spending money to get your time back.

There is no shame here. Do not feel guilty for spending money on things that provide you the opportunity to use your time more effectively and aligned with how you want to live.

For example:

• Hiring a cleaning service instead of spending your weekends scrubbing

• Paying for grocery delivery or meal prep services

• Outsourcing work in your business so you can focus on what matters most

This isn’t laziness, it’s smart resource allocation. Freeing up your time allows you to focus on family, health, relaxation, or higher value work. Plan accordingly. 

Bottom Line

The best ways to invest your money aren’t just about chasing higher returns in the stock market. They’re about being intentional with every dollar so your money supports the life you want.

Use your money as a tool, not just to build wealth, but to build a life you actually love living.

If you’re ready to take the guesswork out of your money and create a financial plan that actually supports the life you want, apply here to schedule a call with me, I’d love to help you make it happen.