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With 14 years of working with countless clients, I'm on a mission to empower women and millennial's to take control of their finances, build wealth confidence, and achieve financial independence. 

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written by: victoria mcgruder, cpa, cpwa®

Prioritize your health today because if you don’t, you’ll be paying for it later. I’m sure you’ve heard it before, health is wealth.

Everyone always wants to know how to make money quickly – what’s the next best wealth hack or opportunity to make a quick thousand? They want one quick decision to lead to monumental change as it relates to their current wealth.

But that’s not exactly how wealth creation and building wealth works. It’s the combination of consistent smart financial and in some cases non-financial, decisions over the course of your life that will affect the most change.

And we often think about wealth creation from two different perspectives – earning income and/or investing in income-producing assets.

But there are many other avenues to consider that will have a positive impact on your bottom line…

…that are less obvious than boosting your salary or contributing the max to your retirement accounts.

One example is something I think about a lot.

Your health.

The projected lifetime cost of healthcare during retirement for a HEALTHY 65-year-old is $404,253 (1)

I repeat…. a healthy 65-year-old. Keep in mind, this number does not even take into consideration long-term care costs if needed.

That is a significant amount of money for the average American.

So I challenge you to think about building your wealth from a preventative and cost savings perspective as well.

Prioritize your health and wellness NOW to inevitably save you thousands over your lifetime.

For what is a lot of money in the future, when you can’t even enjoy it?

If your health no longer allows you to travel during retirement, or your health concerns steal the opportunity to spend time with the people you love or be able to keep up with grandkids, or worse – your life is cut short…

So tell me…

Will sacrificing your health today for the benefit of short-term satisfaction be worth it when it leads to costly, time-consuming, and life-changing health concerns down the road?

Will sacrificing your health today by sitting at a desk for 12+ hours a day, never taking a vacation, or letting work stress take over your life be worth the money that you’re working towards when it leads to disruptive health issues that won’t allow you to enjoy your money when you’re finally ready to?

So while everyone is researching the latest financial fad, which cryptocurrency will bounce back the quickest –

I’ll be thoughtfully managing my wealth as a long-term investor, making consistent smart money moves, balancing living well today and securing my financial future AND prioritizing my health so I can feel good and enjoy my money today and years from now.

Prioritizing your health is a wealth hack…

…potentially saving you tens, if not hundreds, of thousands of dollars in the future to avoid the outrageously expensive medical costs that may have been avoided had you made your health a priority in your younger years.

With that said, I have a unique opportunity for you!

Paceline is an exercise rewards app dedicated to your health and wellness by rewarding you for your workouts and physical activity!

You will get rewarded to prioritize your health by simply moving your body! And if you already are active…already are on the move regularly….then opt into getting rewarded for the things you are doing already!

I am a Financial Coach after all, I’m looking out for your bottom line. And if you can get rewarded for working out…. two of my absolute favorite things getting paid and working out….that’s a winning combination if you ask me.

So how does it work?

Download the Paceline App & Use the FINPOWERED Referral Code

Elevate your heart rate for 150 minutes per week then get rewarded from some of your favorite brands.

It’s that simple!

Your health is wealth – prioritize it and get rewarded! You can thank me later 😊


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Tune in to weekly blog posts!

(1) https://www.rbcwealthmanagement.com/en-us/insights/the-real-cost-of-health-care-in-retirement

Disclosure: FinPowered Female has partnered with Paceline Fit on this blog post.

hey there, i want to introduce myself!

Thank you for being here - I'm Victoria!

I'm a financial advocate, coach, and blogger on a mission to help you build wealth with confidence! 

Having worked closely with countless clients over my 14 year career, I've gained a very deep understanding of money management and effective planning strategies in guiding individuals and families towards financial success. Now, I want to share that wealth of knowledge and insight to empower YOU to take control of their finances, make well-informed decisions, and create a life of abundance without the stress of finances looming over you. I'm so glad you're here! 

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